Joel Collins

Welcome to the Joel Collins State Farm Agent office, located in Fenton, Michigan, inside the Sapphire Business Plaza near Lake Fenton, right across from the Fenton Winery and Brewery. Joel and his team are proud to serve individuals, families, and business owners throughout Genesee County, Livingston County, Oakland County, and across Michigan, providing guidance and service that feels personal. With 10 years of experience in the insurance industry and a bachelor’s degree in business administration and finance, Joel brings both knowledge and perspective to every conversation. He also holds the ChFC® designation, which allows him to take a comprehensive, needs‐based approach when discussing coverage and long‐term goals. His goal is simple: to help people feel confident, prepared, and protected as life changes.

At the office, customers receive support across Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, and more. Whether you’re a young driver getting started, a homeowner reviewing coverage, a renter protecting personal belongings, or a business owner managing risk, Joel and his team take the time to explain options clearly and tailor coverage to your needs. They also regularly help customers transferring from out of state or relocating to the Fenton area, making transitions smoother and less stressful. Community involvement matters here. Joel is committed to serving and uplifting the surrounding area. Outside the office, he’s a proud Detroit sports fan who enjoys playing the drums, guitar, and ukulele. He’s happily married to his wife, Hannah, and is a proud father to his son, Cade. As an outdoor enthusiast, Joel loves bringing along his golden retriever puppy on new adventures.

Joel and his dedicated team are known for their tenacity, integrity, and accountability. They believe service should feel welcoming, thoughtful, and even enjoyable. Call the office today or stop by and let Joel and his team help you get started on coverage that fits your life this fall.

Frequently Asked Questions (FAQ)

Q: How can I compare auto insurance quotes?

A: Getting car insurance quotes is simple—you can start online, over the phone, or by working with a local agent. Quotes are typically based on factors like your vehicle, driving history, and coverage preferences, helping you explore options that fit your needs. Joel is proud to serve the Fenton community.

Q: How soon can I get insured for my car?

A: In some cases, car insurance coverage can begin the same day you purchase a policy. The timing may vary depending on your situation. We can help you get coverage quickly when you need it. Serving Fenton and the surrounding area, Joel can help answer your questions.

Q: What coverage is required when leasing a car?

A: Leased vehicles typically require more coverage than the state minimums. In addition to liability insurance, leasing companies usually require comprehensive and collision coverage, and you may need to list the leasing company on your policy as an additional insured or loss payee. Joel serves Fenton, MI and is happy to help with your insurance needs.

Q: What's included in renters insurance coverage?

A: Renters insurance can help cover your personal belongings, personal liability, and additional living expenses if your rental becomes uninhabitable due to a covered loss. Have questions? Joel in Fenton can walk you through your options.

Q: What's typically covered by a homeowners insurance policy?

A: Homeowners insurance can help protect your home, your personal belongings, and your finances. It typically includes coverage for the structure of your home, your belongings, liability protection, and additional living expenses if your home becomes uninhabitable due to a covered loss. Joel works with Fenton residents to find coverage that fits.

Q: What happens when you have life insurance in place?

A: Life insurance provides a payout to your beneficiaries if you pass away while the policy is active, helping offer financial protection. Connect with Joel for insurance guidance in Fenton.